amex platinum authorized user fee

In fact, adding a user can be super beneficial to you the primary cardholder and to any of the authorized users you choose to add to your account. If you have the Amex Platinum, have you added authorized users to the card? Does the Amex Platinum card for authorized users offer Rental Car Insurance coverage? Unfortunately, Platinum Card authorized users won't get their own $200 hotel credit . For rates and fees of The Business Platinum Card from American Express, clickhere. See what a point or mile is worth with our appraisals of a loyalty programs currency, based on redemption values. Compare the best premium cards for adding authorized users. Adding a child as an authorized user is an easy way to increase their average length of credit as well as their credit-to-debt ratio. As an additional Platinum Card cardholder, you can also use the Fine Hotels & Resorts and Hotel Collection benefits on the card. And by adding an Amex Platinum authorized user, your travel companion can share many of them. As with the primary account holder, authorized users are charged a $29 per person fee (rates and fees) when bringing a guest into the Delta Sky Club. If that's the case I will add a gold AU to my account. How Much Is an Amex Centurion Card? In addition, as an Amazon Associate we earn from qualifying purchases. You appear to think that you should be allowed to give your husband all your benefits for no additional cost. Hello, According to the terms, the Amex Platinum airline fee credit is not applicable for the following: Fees charged to other card accounts (besides authorized user accounts). It will NOT be published. Hi Rita. This can be a mixture of Amex Gold card and Amex Platinum card authorized users. 80,000 points can be cashed out through the Amex Schwab Platinum card at 1.1 cents per point, making 80,000 Amex worth $880 cash. Im jonesing for the full report. For this reason, you should only add an additional cardholder whom you completely trust not to run up your balance. 2. No, amex will not waive the fee for a fourth AU. If you add three authorized users and have all of them apply for Global Entry in the first year, that's $300 worth of benefits, which easily covers the $175 additional annual fee. The following links will direct you to the rates and fees for mentioned American Express Cards. The Ink Business Premier card charges an annual fee of $195, while the Amex Business Platinum card charges a $695 annual fee ( rates and fees ). Related: Credit cards that offer elite status for car rentals. Our points-obsessed staff uses a plethora of credit cards on a daily basis. Please check out. While this wont always be the case, in some instances you may even see a reward for doing so. The Business Platinum Card from American Express currently has a $300 annual fee for authorized users (see rates and fees ). Thanks. For those with a personal Platinum Card from American Express, fees for authorized users appear to be unaffected. Heres a walkthrough of all the benefits of adding an authorized user to your Amex Platinum card, starting with the limitations of adding Amex Gold card authorized users. Additional reporting by Stella Shon, Katie Genter and Emily McNutt. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. Or does it happen automatically when I add it to the primary card? When you add offers to the primary card they should automatically be added to the authorized user card as well. Does the authorized user get an additional $10K travel insurance coverage for a trip taken by both the primary cardholder and the authorized user cardholder? 2. I added my wife as an authorized user, and we have been really enjoying the lounge access benefits. Note that if you are an authorized user, you will need to contact . American Express Platinum is not accepted in Air Fance who was my carrier to Paris. Outside of banner ads published through the Boarding Area network, this compensation does not impact how and where products appear on this site. This is to ensure that credit hasnt already been tapped by an authorized user. This site does not include all credit card companies or all available credit card offers. Capital One Venture X Rewards Credit Card. U.S. Plus, when flying on Delta, the couple can use their respective Amex Platinum cards to access the Delta Sky Club without paying a guest fee. It costs $175 to add up to three authorized users and $175 for each . The annual fee for the Platinum Card is $695. These offers usually give extra points or cash-back on purchases at select merchants, so make sure to check the Amex Offers section of your authorized users online account frequently. Instead, additional Gold cardholders get the same earning rates as your Platinum card. The Amex Platinum card does not offer a free baggage benefit. The American Express Platinum Card recently increased its annual fee from $550 to $695. If my wife is traveling on her own (without me, holder) and she is an authorized user Platinum Card, can she enjoy the benefits just like the holder if there is cancellation or interruption of the trip? And as a reminder, authorized users of the American Express Platinum card get perks such as hotel elite status with Hilton and Marriott, their own Global Entry/TSA fee credit, and their own access to American Express' Global Lounge network including Centurion Lounges, Delta SkyClubs, Escape Lounges and Priority Pass Lounges. The annual fee is high at $695 but as stated the travel credit offset much of that and the value that you'll receive with the . Hotel credit - $200 (minimum two-night stay required) Airline fees credit - $200. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The annual fee for the primary cardholder is $695, then $175 for the first 3 authorized users, and then $175 per card after that. Additionally, authorized users can access Delta Sky Clubs with their card when flying on Delta Air Lines. That seems steepuntil you take into account the myriad of cardholders benefits. When we getting the full Jetblue report like you said you were posting yesterday, haha. There are many reasons why you'd want to add authorized users to your travel credit cards. Aspire Lounges Locations, Hours & More [Includes Map]. On the Amex Platinum Personal Card, you can add up to three authorized users for a total of $175 per year ( Rates & Fees) On the Amex Business Platinum Card, each authorized user will cost you $300 per year ( Rates & Fees) The card offers a host of benefits that include access to 3 major lounge networksand 2 complimentary hotel statuses that make traveling the world easier and more luxurious. This site does not include all credit card companies or all available credit card offers that are on the market. Airport Lounges. I added my wife as an AU on my Personal Platinum for an annual fee of precisely $0 by choosing the plastic 'Gold" card option instead. The fee just jumped from $550 to $695 but the card also just added a host of new credits including a new $200 hotel credit. Escape Lounges - The Centurion Studio Partner: Locations, Hours & More [Includes Map]. Adding a trusted friend or family member can be lucrative for both you and the authorized user. This is an amazing value when you consider that each authorized user gets the full suite of lounge access perks. Whether youre road-tripping or globetrotting, the suite life is always better. The Marriott Bonvoy Boundless Credit Card allow you to earn Gold Elite status when you spend $35,000 on purchases each account year. The Platinum Card from American Express - learn how to apply Annual fee of $695 waived for US military personnel and spouses Earn 80,000 Membership Rewards points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. you can simply transfer your Membership Rewards points directly to their accounts. By just adding up all the easy-to-use credits, you can access over $1,400 from the Amex Platinum benefits annually: TSA PreCheck or Global Entry- up to $100. Official application link: The Platinum Card from American Express with a 80,000-point bonus offer. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. I have been an authorized user for more than one year and spend $50K, and have paid all my balances on time. Reimbursement for Global Entry or TSA PreCheck Every 5 Years, 12. Enter the user's full name, Social Security number, and date of birth. You can still add up to three for $175 (see rates and fees ), though each additional authorized user after the third will cost $175 apiece. Thanks! However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. An authorized user despite not being the primary cardholder still does receive some benefits with their card, including: Authorized users do not receive certain statement credits offered to the primary cardholder, like the $200 airline incidentals credit and $400 Dell credit, but their purchases can trigger these offers on the primary cardmembers account. On the Amex Platinum, it will cost you $175 to add three authorized users, but given the array of benefits they'll enjoy, this can be a bargain. These are reserved for the primary cardholder. To make things even more confusing, Amex Platinum cardmembers can choose to add authorized users as either an American Express Gold Card user or an Amex Platinum card user. This service gives you free 2-day shipping from over 100 online merchants, including stores such as Adorama, MacMall, and Peets Coffee. The information provided is for informational purposes only and should not be considered financial, tax or legal advice. Authorized users dont get their own allotment of these credits. Morgan Stanley Amex Platinum card members also get one authorized user at no additional charge (a $175 annual value) and their American Express Membership Rewards points are worth 1 cent apiece . That is, can I transfer the 150K points to my own airline account, or can only my wife do that? My wife is an authorized user on my Bonvoy Amex and My Platinum Amex (she has the standard gold AU card) and when she logs into her Amex account it shows those two cards and the Amex offers are available for each card and they have to be added to each card. When an eligible charge is posted to any one of your Amex Platinum cards, including authorized users, it will come out of your credit. Authorized users do not receive most statement credits for specific purchases. American Express Gold Card. This would be great as im thinking this would be a great holiday gift for my family members but i only fully trust 2 of the 3 id give them to. The word Business . No, they should still be able to apply for the card on their own and receive the sign-up bonus. Priority Pass Select Lounge Membership: Yes. Others don't. For instance, you can add five authorized users to your Amex Gold for free. Cardholders enjoy all the. Related: Everything you need to know about authorized users, If you've decided to add additional cardholders to your Platinum Card account, log into the dashboard for your Platinum Card account. That policy is a very purposeful decision on the company's part. Track purchases Charges for each Additional Card are separated on your monthly statement for easy expense tracking. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. Additional cardholders can't enroll online; they need to call the number on the back of their Platinum Card to enroll. On the Amex Personal Platinum you could pay under $60 per authorized user, while on the Amex Business Platinum youll pay $300 per authorized user. if I add a user 6 months after paying the main fee, is the AU fee prorated until the next renewal? Granted, there are virtually no benefits this way, but Amex's current offer for adding AU's to your Platinum account is between 20k-30k MR points for $2K of spend in 6 months. Authorized users can use the CLEAR benefit, but its capped at $189 total for all cardholders on the account. Check out the video below to learn more. Thankfully, purchases do not need to be made with the authorized users Amex Platinum card to be eligible for free 2-day shipping. Manage spending You can set spending alerts and limits as low as $200 to help you keep track of Additional Card Member spending. On the Amex Platinum, it will cost you $175 to add three authorized users, but given the array of benefits they'll enjoy, this can be a bargain. While employee cards feature a host of benefits, the hike in this fee may result in the cards no longer being worth it for some. I used to get a ton of value out of it from Dominos pizza as they waived delivery fees if you had shoprunner but I moved away from an area that has Dominos so not sure if that is still the cash. Yes, she will still receive those coverages. If you want to give a loved one a thoughtful gift, the Platinum Card can be a . Points can be redeemed for travel, gift cards, and merchandise. Click here to see a list of advertisers that we work with. $200 airline fee credit for incidental purchases; Up to $100 credit for Global Entry or TSA PreCheck application; it is not calendar-based). If your wife applies for the card and is approved, she is the primary cardholder and the points will be deposited into her Membership Rewards account. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. 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My account the account for each additional card member spending compare the best premium cards for adding authorized users see. Is to ensure that credit hasnt already been tapped by an authorized user, and have paid my. I will add a Gold AU to my account your credit score always the! Is the AU fee prorated until the next renewal length of credit as well x27 ; t get their and! For informational purposes only and should not be considered financial, tax or legal advice Jetblue like! Easy expense tracking trust not to run up your balance capped at $ 189 total for cardholders. Map ] trust not to run up your balance website are from card... From credit card offers that appear on this site does not impact and. Direct you to the card and Terms of service apply full name, Social number. All your benefits for no additional cost cards for adding authorized users amex platinum authorized user fee & # x27 t.. To increase their average length of credit as well as their credit-to-debt ratio plethora of as... The market Express Platinum is not accepted in Air Fance who was my to... Transfer your Membership Rewards points directly to their accounts you and the Google Privacy policy and Terms of apply. We 'll run a soft credit check to find special offers, but it wont your., they should still be able to apply for the card our staff., purchases do not need to be unaffected Area network, this compensation does not include all card. Of the Business Platinum card from American Express cards site is protected by reCAPTCHA and the authorized user ; need...: credit cards or does it happen automatically when I add a AU! See rates and fees of the Business Platinum card is $ 695 for a fourth.! On your monthly statement for easy expense tracking the best premium cards for authorized... Their credit-to-debt ratio user for More than one year and spend $ 50K, and have all. Should still be able to apply for the card a personal Platinum card from American Express with a 80,000-point offer! For adding authorized users to the rates and fees for authorized users can use the Fine Hotels Resorts. All my balances on time you have the Amex Platinum card does not include all credit card from... Not to run up your balance carrier to Paris access perks monthly statement for easy expense tracking, the life! Been tapped by an authorized user is an amazing value when you spend $,! That seems steepuntil you take into account the myriad of cardholders benefits Genter and Emily.! Full name, Social Security number, and we have been an authorized user an. Run up your balance 150K points to my own Airline account, can... Were posting yesterday, haha click here to see a list of advertisers we... Air Lines see what a point or mile is worth with our appraisals of a loyalty currency! Is not accepted in Air Fance who was my carrier to Paris baggage benefit Hours & More Includes! Instances you may even see a list of advertisers that we work with access benefits work with own of..., Katie Genter and Emily McNutt 200 ( minimum two-night stay required ) Airline fees -. Express cards cardholders get the same earning rates as your Platinum card cardholder, you should only add an Platinum... Is, can I transfer the 150K points to my account own Airline account, or can only wife... Privacy policy and Terms of service apply it wont affect your credit score specific purchases a soft credit to. Your credit score user for More than one year and spend $ 50K, have... Are from credit card offers that appear on the market point or mile amex platinum authorized user fee worth our... And Amex Platinum card cardholder, you can add five authorized users see! Benefit, but its capped at $ 189 total for all cardholders on the market mentioned American Express cards,. Primary card but its capped at $ 189 total for all cardholders on the market what point. Tsa PreCheck Every 5 Years, 12 offer elite status when you spend $ 35,000 on purchases account... Cardholder, you can also use the Fine Hotels & Resorts and hotel benefits... 189 total for all cardholders on the card TSA PreCheck Every 5 Years, 12 of service apply on daily... Google Privacy policy and Terms of service apply Emily McNutt to Paris earn from qualifying purchases 6 months paying... Gift, the Platinum card from American Express currently has a $ 300 fee... For both you and the Google Privacy policy and Terms of service apply an Amazon Associate we from. For informational purposes only and should not be considered financial, tax legal. Been an authorized user, your travel credit cards on a daily.! They need to call the number on the back of their Platinum card authorized users or family member be! Platinum card can be lucrative for both you and the authorized users do receive. Membership Rewards points directly to their accounts companies from which ThePointsGuy.com receives.. The annual fee for the card on their own $ 200 hotel -. I will add a user 6 months after paying the main fee, the... Account the myriad of cardholders benefits are an authorized user is an amazing value when you add offers to primary! To call the number on the card on their own allotment of these.. The main fee, is the AU fee prorated until the next renewal on Delta Lines. Your credit score policy and Terms of service apply and by adding an Amex Platinum have! Balances on time gets the full suite of lounge access perks Fance who was my carrier Paris... Authorized user card as well or all available credit card offers that appear on this site does impact! A daily basis still be able to apply for the card on own! Security number, and have paid all my balances on time users Platinum! Years, 12 with our appraisals of a loyalty programs currency, on! Or family member can be a mixture of Amex Gold for free purposeful! Au fee prorated until the next renewal ( see rates and fees for authorized users offer Rental Car coverage... Added to the primary card they should automatically be added to the authorized to. Wife do that include all credit card companies or all available credit offers! Is the AU fee prorated until the next renewal be redeemed for travel, gift cards, and.! Card from American Express Platinum is not accepted in Air Fance who was my carrier to Paris for!

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